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Retirement

Retirement and IRAs

With a MetrofinanceFx IRA, you can manage your investments yourself with no account fees or let us do it for you for an advisory fee.

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Understanding Retirement Investments

Retirement investments provide financial stability for the future by leveraging stocks, bonds, mutual funds, and more.

Tax Benefits

Enjoy tax-deferred growth or tax-free earnings depending on your investment plan.

Diversification

Reduce risk by spreading investments across multiple asset classes.

Compound Interest

Reinvested earnings lead to significant financial growth over time.

Your Tax Preferences

Tax-Deferred Growth

Reduce taxable income and pay taxes only when you withdraw during retirement.

Tax-Free Growth

Withdraw contributions without taxes or penalties before retirement.

401(k) Rollovers

Consolidate your former 401(k)s or 403(b)s into a single account.

Traditional vs. Roth IRA

Both options have their benefits. Choose one that fits your retirement goals.

Traditional IRA

Contributions may be tax-deductible, grow tax-deferred, but withdrawals are taxed at retirement.

Roth IRA

Contributions are not tax-deductible, but your money grows tax-free and withdrawals are tax-free in retirement.

Let MetrofinanceFx Help You

We provide expert guidance to ensure you make the best retirement decisions.

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